Smarter lending starts here
Real-Time Data. Full Market Insight. Superior ROI.
Move faster.
AI-powered insight, real-time data, and intelligent risk controls.
Trusted by commercial real estate leaders
Power up your entire
loan lifecycle in real-time
From underwriting to reporting, automate
and accelerate your entire CRE lending workflow.
Origination
Speed up CRE deal flow with fast deal screening, automated underwriting, and dynamic deal pipeline management. Faster —faster decisions, lower costs, and higher ROI.
Underwriting
Power financial analyses and underwriting with automated data capture, connected market data-feeds and AI superpowers - cut time to close, move confidently, and control risk
Asset management
Achieve real-time portfolio transparency with automated analyses of collateral performance and workflow automation, — full visibility, real-time data and best-in-class risk management.
Portfolio insight
Track portfolio performance in real time with interactive drilldowns, customizable dashboards and comprehensive stress testing —all in one place.
Debt management
Stay ahead of loan timelines and risk with real-time data, covenant tracking, smart alerts, and integrated tools for seamless debt management.
Reporting
Automate lender- and investor reporting effortlessly with synced data, live updates, and full transparency across collateral, loans and portfolios.
Own the entire loan lifecycle — Fully automated, end-to-end
Redefine the entire commercial real estate debt lifecycle—digitizing origination, underwriting, asset management, servicing, and securitization, into one seamless, synchronized system. Smart Capital Center automates data capture, streamlines underwriting, and powers real-time portfolio oversight, eliminating manual bottlenecks and minimizing costly errors across every transaction.
Close loans faster, reduce friction at every touchpoint, and operate with greater confidence—because when every stage is connected, every decision becomes smarter, sharper, and faster.
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See more.
Originate smarter
Accelerate CRE origination with AI-powered speed and clarity. Smart Capital Center automates borrower screening, property valuation, and market analysis—pulling real-time data from rent rolls, financials, and comps to surface risk, size loans, and generate documentation instantly.
Track every deal in your pipeline, visualize key metrics, and collaborate across teams in one connected platform. From intake to decision, Smart Capital Center helps lenders underwrite faster, price smarter, and move first on the best deals.
Instant, structured, audit-ready data from any document
Capture every data point from every deal—instantly. Smart Capital Center automatically extracts and structures data from OMs, rent rolls, financials, leases, appraisals, inspections, and other unstructured documents into a structured, searchable, audit-ready data lake. Build proprietary sales comps, rent comps, and expense benchmarks to accelerate underwriting and gain a competitive edge in every transaction. No more manual data entry or disconnected systems—just structured intelligence at your fingertips.
Underwrite with precision — From documents to decisions in minutes
Transform complex CRE underwriting into a real-time, automated process—eliminating the manual work of building financial models and cleaning spreadsheets. Smart Capital Center extracts data from rent rolls, leases, and financials—structured or not—and maps it directly into your model. As new data flows in, valuation tables auto-update with key metrics. The platform raises red flags like rising concessions or declining debt service coverage ratio (DSCR), so lenders can act faster, spot hidden risks, and underwrite with precision—no spreadsheets required.
Data without limits. Intelligence beyond human reach
Capture every data point from every deal—leases, rent rolls, financials, market reports—and fuse it with 1B+ market signals across 120M+ properties. Smart Capital Center’s AI processes more data than any human team ever could—spotting patterns, risks, and rare, needle-in-a-haystack opportunities buried in complexity. Deep research agents connect the dots behind the scenes, giving lenders unequaled clarity, insight, and competitive edge.
Create smarter credit memos. Drafts in minutes, not days
Respond to every opportunity with institutional-grade speed and precision. Smart Capital Center automates credit memo generation by pulling directly from your underwriting, financials, internal data, and external market sources to generate high-quality, editable drafts, in minutes.
Choose from customizable templates or build your own. Generative AI and deep research agents surface SWOT analysis, tenant insights, risk alerts, and financial projections with intelligence and accuracy built in. Create, review, and finalize memos collaboratively and at full speed—so your team can focus on strategy, not formatting or data hunting.
Stronger tenant insight for stronger asset stability
Confident asset evaluation
Real-time tenant intelligence helps lenders evaluate asset stability with greater confidence
Revealing key risk signals
Enhanced profiles reveal key signals like credit quality, lease rollover risk, and growth or downsizing indicators by combining private and public data
Instant risk visibility
Dynamic risk scoring offers instant visibility into rent roll quality and cash flow resilience for underwriters and asset managers
Asset management
Driven by data. Built for speed. Focused on returns
Faster, decisive financial analysis
Smart Capital Center ignites full-spectrum financial analysis engine for CRE lenders by extracting and normalizing rent rolls, financials, leases, and appraisals. Instantly translate data into key metrics like DSCR, LTV, and cash flow, run variance analysis across time periods, and capture flagged anomalies and risks across hundreds of variables.
With predictive modeling and trend analysis, identify early signs of trouble—rising vacancies, declining tenant credit, or weakening submarkets—before impact. Drill down into property- and borrower-level risk, instantly compare performance against historical and market benchmarks, and generate investor -ready reporting in real time.
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24/7, real-time portfolio performance
Track portfolio performance in real time with automated debt service coverage ratio (DSCR), loan-to-value ratio LTV, net operating income (NOI), and cash flow analysis. Smart Capital Center uses predictive AI to flag risks, benchmark performance, and run scenario models—surfacing tenant and market volatility before it impacts returns. Assess asset-level health, monitor covenants, and protect capital faster with one system built to drive confident, proactive decisions.
Instant portfolio reporting for fast alignment
Turn complex data into clean, compliant reports—instantly. Smart Capital Center auto-generates lender-ready reporting with synced financials, rent rolls, covenant status, and performance summaries. Eliminate spreadsheet bottlenecks and manual updates while keeping teams, lenders, and regulators informed and aligned at every stage of the loan lifecycle. No more fragmented data or reactive reporting—just clear, continuous insight that helps lenders make faster, sharper decisions and optimize every dollar.
Minimize exposure, maximize recovery — Always-on risk assessment
Minimize risk exposure and maximize recovery with real-time visibility into every loan, every collateral and every tenant. Smart Capital Center equips lenders with AI-powered monitoring at every step —surfacing hidden risks through deep analyses, alerts and stress testing. Cut through complexity, streamline high-stakes workflows, and stay steps ahead of maturing debt, distressed assets, and regulatory scrutiny in real-time. Instantly assess asset health, monitor market shifts, and act on emerging risk—faster and smarter, all in one system.
End-to-end draw management for faster, safer disbursements
Streamline draw management with real-time development budget tracking, automated document checks, and built-in alerts. Smart Capital Center tracks disbursements against project budgets, flags duplicate charges, and accelerates approvals—ensuring every dollar aligns with actual progress. Reduce risk, speed up funding cycles, and keep construction financing fully transparent from draw request to release.
Centralized borrower portal for smarter, more collaborative loan management
Collaborate with borrowers in real time through a centralized portal for messaging, docs, tasks, and approvals. Automate workflows, set reminders, and order third-party reports with one click. The borrower’s portal boosts transparency, simplifies asset management and even drives new loan origination—without extra work from your team.
Automated loan management.
Real-time precision
Automate asset management, monitor covenants, track key dates, and manage draws with real-time alerts. AI flags risk early, workflows run seamless, organized giving stay organized giving you full control without the manual overhead.
End-to-end workflow automation
Automate every step—from intake to servicing—with faster approvals, real-time tracking, and built-in alerts that cut risk, reduce friction, and drive higher value across the loan lifecycle.
Automated debt management alerts
Stay ahead of loan triggers, prepayment windows, and pricing changes with automated covenant monitoring and proactive alerts—protecting performance and uncovering ROI opportunities.
Automated servicing and covenant tracking
Automated servicing and monitor covenants in real time. Stay ahead of key dates, breaches, and performance risks—no spreadsheets or manual tracking required.
Your entire CRE operations centre in one platform
Fully integrated, AI-driven, data-centred, always moving.
Human expertise, infinite AI scale
Power every decision with human expertise, AI intelligence, and always-on automation.
See more, act faster, and stay ahead.
Your 24/7, 100x AI workforce
Deploy your limitless AI workforce—100x agents automating underwriting, asset management, and servicing 24/7. Scale faster, process more, and grow ROI without added headcount. Turn operational limits into your competitive edge.
Human insight and support at every step
Built by CRE experts for CRE experts—with decades of sector knowledge, our experts are here for you to guide your team through every step and help where needed. Precision, speed, and deep domain expertise come together to help you seize every opportunity.
Fully integrated with your systems
Fully integrated with your systems, built to scale
Instant integration with existing deal management platforms, asset management tools, and accounting software. Eliminate duplicated manual tasks and broken workflows and ignite time-to-value.
Yardi
SS&C Precision
Midland Enterprise
Many other accounting systems and data platforms
Security isn't a feature, it's our foundation
We take security seriously. With SOC 2 compliance, AES-256 end-to-end encryption, private U.S.-based servers, and built-in MFA and SSO, Smart Capital Center keeps CRE teams secure, compliant, and fully in control. It’s why the most trusted institutions rely on us.
SOC2 II
Encrypted in transit and at rest
No training on user data
Private, US-based servers
Single sign on (SSO) access
Organization multi-factor authentication (MFA)
Real stories. Real results.
See what our customers are saying
30x Productivity Gain
Smart Capital's capability to extract, standardize, and analyze data from property financials, combined with automated reconciliations and analyses, has already transformed our operations.Instead of the 30-40 minutes, it took us previously to process a single financial statement, it now takes 1-3 minutes with Smart Capital.
Removed Most of the Manual Work
Smart Capital has removed most of the manual work that was taking a lot of time from our team. The solution allows us to focus on more productive, higher-level work, and we get the results much faster.
40% Less Time to Prepare Financial Model
We are midway through our implementation of Smart Capital and we already achieved a 40% reduction in the time required to prepare a financial model for a loan.
Smart Capital allows us to transform our business
Smart Capital allows us to transform our business. My team and I are more confident that our decisions are more objective, data-driven, which minimizes our risk.
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